Credit repair is not a simple undertaking. Consider how many wrong turns it takes to land you on the opposite side of great credit. It wasn’t a single missed or late payment or taking out one more credit card you didn’t need. It usually takes many years of poor financial habits to ruin your credit and rack up substantial debt. Therefore, it should be expected that correcting your credit situation will also take a substantial amount of time as well. Many people fail along their financial journey because they find it’s taking too long to see significant results or find it difficult to maintain new and positive financial practices. It takes true internal change to rewrite bad habits and take on a better financially-smart lifestyle. How you can achieve and then sustain good financial literacy is all contained within the pages of this book. Did you know that errors in reporting can put a ding in your credit score? Furthermore, many errors of this nature often go unnoticed due to poor credit checking habits. How often do you check your credit score? Whenever you check it, do you take the extra time to look over the report itself or have you been checking the number only before carrying on with your day? Working on improving your credit requires that you slow down and take in every element on your credit report. You’ll be surprised what you’d notice if you only took the time to closely evaluate your credit report. Remember, monitoring your credit report for errors is none other than your own responsibility. Put in the effort and you’ll reap the rewards good credit will bring. Maintaining good credit after it’s been repaired takes strategic planning and consideration. This book provides the perfect blueprint to assist you with doing so. You must evaluate every financial aspect of your life. Perhaps do things old school. Grab a pen and notepad, and jot down all your expenses each month. What are the things you spend money on? Do you live with relatives, or in your own apartment, or do you own a home? This influences your living expenses like rent, bills, mortgage payments, homeowners insurance, and the list goes on. Don’t forget to include small expenses, too. Once you establish where your funds go each month, then you can prioritize how your money is spent and implement better long-term spending habits. Improving your credit does not require perfection, it requires consistency. In this book you will learn about the steps you can take to maintain good credit even when life happens. As with any aspect of life, things can go wrong from time to time, salaries can be delayed, accounts can have unexpected holds. All of these are out of your control. However, when you’ve established a good payment track record, it can come to your rescue if circumstances arise that might delay an upcoming payment. You can leverage your positive payment record for a one-time pass on late payment reporting. That’s right, merchants and creditors are more likely to forgive a single late payment once in a while when consumers frequently make timely payments. About the Author Michael Worley is passionate about ensuring that everyone has access to credit repair information. Pursuing a Bachelor’s Degree in finance first ignited his desire to delve into the technicalities of credit repair and resolving indebtedness. Following his studies, he launched his career in the financial industry and gained hands-on experience through working with credit repair companies along the way. He has witnessed firsthand how significantly poor credit can impact people’s lives, and believes that no one should ever have to compromise their quality of life due to negative financial management. A significant fact that he discovered was that a large percentage of the population are simply unaware of good credit management habits. This realization motivated Michael to share his many years of financial management expertise with everyone willing to learn. With this book he’ll not only share his knowledge but educate readers about the necessary actions they must take to sustain good credit practices long term. He will also disclose some secrets for readers to implement to see their scores steadily increase and not simply plateau. Is achieving a credit score of 800 or above a goal of yours? Michael will impart vital tips to help you meet and surpass this goal. Most importantly, his greatest wish is for all who read this book to feel equipped and confident to succeed in launching their credit repair journey independently. He truly believes that when people learn to maintain good credit health on their own, they are likely to maintain these good credit practices throughout their lives. His belief is that every family or individual has the right to know this information in order to have the credit score that will give them access to the possibility of achieving their goals and dreams, and building the future they want for themselves.
✔ Author(s): Michael Worley
✔ Title: Credit Repair Secrets and 609 Letter Templates: An Essential Guide to Navigate Your Way to Great Credit That Will Open Doors to Your Future, Learn How to Fix Debt and Boost Your Score
✔ Rating : 4.5 out of 5 base on (118 reviews)
✔ ISBN-10: B09GQLKFDY
✔ Language: English
✔ Format ebook: PDF, EPUB, Kindle, Audio, HTML and MOBI
✔ Device compatibles: Android, iOS, PC and Amazon Kindle
Readers' opinions about Credit Repair Secrets and 609 Letter Templates by Michael Worley
Nayeli Hooper
Experience the inspiring journey of an individual overcoming incredible odds in this powerful memoir. The author's candid and heartfelt writing brings their story to life. Each chapter reveals the resilience and strength of the human spirit. The narrative is both informative and deeply moving, offering valuable life lessons. It's a story that motivates and inspires, making it a must-read. Perfect for those seeking inspiration and personal growth.
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