[PDF/ePUB] Equal Credit Opportunity Act | Fair Debt Collection Practices Act | Electronic Fund Transfer Act | 15 U.S.C. §§ 1691

Equal Credit Opportunity Act | Fair Debt Collection Practices Act | Electronic Fund Transfer Act | 15 U.S.C. §§ 1691-1693r, as amended Revised: A Quick Reference Guide of the FCRA (CCPA Compliance) image

DOWNLOAD PDF

Updated in January of 2023A simple but comprehensive revision of the Equal Credit Opportunity Act, Fair Debt Collection Practices Act, and the Electronic Fund Transfer Act updated in January of 2023 for quick reference. Beautiful high end pages make it great for sitting on a desk or coffee table while being convenient to tuck into your briefcase. Available in paperback and hard cover.INCLUDES:DefinitionsNoticesQuick Reference Contents TableAmendmentsEffective DatesFEATURES:Premium Soft Cover71 pagesHigh Quality Interior StockThe Equal Credit Opportunity Act (Title VII of the Consumer Credit Protection Act) prohibits discrimination on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or good faith exercise of any rights under the Consumer Credit Protection Act. The Act also requires creditors to provide applicants, upon request, with the reasons underlying decisions to deny credit. The Dodd-Frank Act added, among other things, a requirement that creditors provide to applicants a copy of all appraisals and other written valuations used in connection with the applicant’s application for first lien loans secured by a dwelling.The Fair Debt Collection Practices Act (“FDCPA”) prohibits deceptive, unfair, and abusive debt collection practices. Among other things, the FDCPA bars collectors from using obscene or profane language, threatening violence, calling consumers repeatedly or at unreasonable hours, misrepresenting a consumer’s legal rights, disclosing a consumer’s personal affairs to third parties, and obtaining information about a consumer through false pretenses. Because certain practices that violate the FDCPA also violate the FTC Act, the FTC also uses the FTC Act to halt unfair or deceptive debt collection practices.The Electronic Fund Transfer Act (Title IX of the Consumer Credit Protection Act) establishes the rights, liabilities and responsibilities of participants in electronic fund transfer systems. The Act requires financial institutions to adopt certain practices respecting such matters as transaction accounting, and error resolution, requires financial institutions and others to have certain procedures for preauthorized transfers, and sets liability limits for losses caused by unauthorized transfers. The Credit CARD Act and the Dodd-Frank Act made substantial amendments to this Act.

✔ Author(s):
✔ Title: Equal Credit Opportunity Act | Fair Debt Collection Practices Act | Electronic Fund Transfer Act | 15 U.S.C. §§ 1691-1693r, as amended Revised: A Quick Reference Guide of the FCRA (CCPA Compliance)
✔ Rating : 4.4 out of 5 base on (13 reviews)
✔ ISBN-10: B0BS8NPFV2
✔ Language: English
✔ Format ebook: PDF, EPUB, Kindle, Audio, HTML and MOBI
✔ Device compatibles: Android, iOS, PC and Amazon Kindle

Readers' opinions about Equal Credit Opportunity Act | Fair Debt Collection Practices Act | Electronic Fund Transfer Act | 15 U.S.C. §§ 1691 by Applied Legal Publications

/
Leeann Little
Experience a heartwarming journey of self-discovery and love in this beautifully written novel. The protagonist's struggles and triumphs are portrayed with incredible empathy. Richly developed characters and a compelling plot make the story unforgettable. The emotional depth of the narrative resonates long after the book is closed. It's a touching tale that celebrates the human spirit. Perfect for readers seeking an uplifting read.
/
Louise Russell
Follow the gripping tale of a detective unraveling a complex web of crime and corruption. The author's detailed writing and intricate plotting make for a suspenseful read. Each clue and revelation adds to the tension, keeping you on the edge of your seat. The characters are well-developed, with motivations that feel real and compelling. The climax delivers a satisfying resolution to the mystery. A must-read for thriller enthusiasts.
/
Amelie John
Experience the inspiring journey of an individual overcoming incredible odds in this powerful memoir. The author's candid and heartfelt writing brings their story to life. Each chapter reveals the resilience and strength of the human spirit. The narrative is both informative and deeply moving, offering valuable life lessons. It's a story that motivates and inspires, making it a must-read. Perfect for those seeking inspiration and personal growth.


MLA 9 Simplified: Easy Way Guide to MLA Handbook: Updated for the MLA 9th Edition Handbook, ESSENTIAL PRACTICE WORKBOOK FOR MASTERING ALGEBRA 1, Quiz for Couples: 365 Questions that Will Let You Have Fun, Play, Get to Know Each Other Better, and Strengthen Your Relationship!, Afterlife, I Will Be What I Believe [book], They Both Die at the End, Survival Guide for the Soul: How to Flourish Spiritually in a World that Pressures Us to Achieve, Norwegian Knitting Designs: A Collection from Some of Norway’s Leading Knitting Designers, Politics in Europe, Sting: A Loot Novel,