Updated in January of 2023A simple but comprehensive revision of the Equal Credit Opportunity Act, Fair Debt Collection Practices Act, and the Electronic Fund Transfer Act updated in January of 2023 for quick reference. Beautiful high end pages make it great for sitting on a desk or coffee table while being convenient to tuck into your briefcase. Available in paperback and hard cover.INCLUDES:DefinitionsNoticesQuick Reference Contents TableAmendmentsEffective DatesFEATURES:Premium Soft Cover71 pagesHigh Quality Interior StockThe Equal Credit Opportunity Act (Title VII of the Consumer Credit Protection Act) prohibits discrimination on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or good faith exercise of any rights under the Consumer Credit Protection Act. The Act also requires creditors to provide applicants, upon request, with the reasons underlying decisions to deny credit. The Dodd-Frank Act added, among other things, a requirement that creditors provide to applicants a copy of all appraisals and other written valuations used in connection with the applicant’s application for first lien loans secured by a dwelling.The Fair Debt Collection Practices Act (“FDCPA”) prohibits deceptive, unfair, and abusive debt collection practices. Among other things, the FDCPA bars collectors from using obscene or profane language, threatening violence, calling consumers repeatedly or at unreasonable hours, misrepresenting a consumer’s legal rights, disclosing a consumer’s personal affairs to third parties, and obtaining information about a consumer through false pretenses. Because certain practices that violate the FDCPA also violate the FTC Act, the FTC also uses the FTC Act to halt unfair or deceptive debt collection practices.The Electronic Fund Transfer Act (Title IX of the Consumer Credit Protection Act) establishes the rights, liabilities and responsibilities of participants in electronic fund transfer systems. The Act requires financial institutions to adopt certain practices respecting such matters as transaction accounting, and error resolution, requires financial institutions and others to have certain procedures for preauthorized transfers, and sets liability limits for losses caused by unauthorized transfers. The Credit CARD Act and the Dodd-Frank Act made substantial amendments to this Act.
✔ Author(s): Applied Legal Publications
✔ Title: Equal Credit Opportunity Act | Fair Debt Collection Practices Act | Electronic Fund Transfer Act | 15 U.S.C. §§ 1691-1693r, as amended Revised: A Quick Reference Guide of the FCRA (CCPA Compliance)
✔ Rating : 4.4 out of 5 base on (13 reviews)
✔ ISBN-10: B0BS8NPFV2
✔ Language: English
✔ Format ebook: PDF, EPUB, Kindle, Audio, HTML and MOBI
✔ Device compatibles: Android, iOS, PC and Amazon Kindle
Readers' opinions about Equal Credit Opportunity Act | Fair Debt Collection Practices Act | Electronic Fund Transfer Act | 15 U.S.C. §§ 1691 by Applied Legal Publications
Jaelynn Decker
Discover the magic of first love and self-discovery in this enchanting coming-of-age story. The author's lyrical prose and relatable characters create a heartwarming narrative. Each chapter explores the joys and challenges of growing up with sensitivity and insight. The emotional journey is both poignant and uplifting. It's a story that resonates with readers of all ages. Ideal for fans of young adult fiction.
Courtney May
Explore the transformative power of travel and adventure in this inspiring memoir. The author's vivid descriptions and engaging writing make you feel like you're right there with them. Each chapter offers new insights into different cultures and landscapes. The narrative is both informative and deeply personal, sharing the highs and lows of the journey. It's a story that inspires wanderlust and personal growth. Perfect for those who love travel stories.
Jayleen Vargas
Delve into a richly detailed fantasy world where magic and mystery abound. The author's imaginative world-building and captivating plot draw you in from the start. Each character's journey is thrilling and their development is relatable. The narrative is filled with enchanting elements that keep you hooked. It's a story that sparks the imagination and transports you to another realm. Perfect for fans of epic fantasy.
