The United States has two separate banking systems today―one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities―all thanks to deregulation that began in the 1970s and continues decades later.“Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal…How the Other Half Banks is well researched and clearly written…The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.”―Nancy Folbre, New York Times Book Review“How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.”―Lisa J. Servon, American Prospect
✔ Author(s): Mehrsa Baradaran
✔ Title: How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy
✔ Rating : 4.7 out of 5 base on (179 reviews)
✔ ISBN-10: 0674983963
✔ ISBN-13: 9780674983960
✔ Language: English
✔ Format ebook: PDF, EPUB, Kindle, Audio, HTML and MOBI
✔ Device compatibles: Android, iOS, PC and Amazon Kindle
Readers' opinions about How the Other Half Banks by Mehrsa Baradaran
Aileen Menzie
The world-building in this book was simply phenomenal. I was transported to a different realm and felt like I was part of the characters' journey. The attention to detail made it all so immersive.
Polly Hurlbutt
This book is a treasure trove of knowledge and wisdom. The insights offered by the characters and their experiences have left a lasting impression on me.
Tasha Cobbett
This is a book I'll cherish and recommend to everyone. It touched my soul and made me reflect on life's profound mysteries.
