Retirement. One’s Greatest Gamble Is Substituting Hope for a PlanHope that stocks won’t ever crash again. Hope that inflation won’t cause your purchasing power to be cut in half over time. Hope that higher taxes won’t cause you to drain your savings quicker than you’d like to maintain your lifestyle. Hope that Social Security won’t run out of money as your annual statement warns.What’s YOUR plan?There are only TWO doors to retirement. You will either outlive your money… or your money will outlive you. There is NO THIRD DOOR!Annuities. You either love them, hate them, or simply don’t know enough about them to decide if one of them may be right for your financial goals! This book teaches how when used as intended, annuities can make a dramatic difference in your retirement success by avoiding all market losses and with the proven mathematics of actuarial science.** Learn how some accumulation annuities can trounce the returns of bonds without the risks inherent in bonds.** See how using a few annuities with attractive GUARANTEED LIFETIME INCOME can provide higher income with a substantially lower investment than required for the “4% rule.”** Discover a simple withdrawal strategy that eliminates or greatly reduces the Sequence of Returns Risk that could cause you to outlive your money.** Uncover little-known Special Situation annuities worth knowing aboutAnnuities are not perfect. No place to invest is. But smart folks are not only interested in annuities… but are buying them in droves.“Total U.S. annuity sales were $254.8 billion in 2021, up 16% from 2020. This represents the highest annual annuity sales since 2008 and the third highest sales recorded in history,” according to the Secure Retirement Institute (SRI).“Annuity sales broke another record in the third quarter (2022) as investor interest in guaranteed income and safety of principal remained robust.” - Investment News MagazineMy clients purchase an annuity(s) for one or more of these three reasons: 1) safe growth of their savings 2) a generous guaranteed lifetime income (single or joint lives) 3) tax-deferralAlthough all annuities offer valuable tax deferral by law, some few annuities stand out above the rest for either one of those financial goals (#1 or #2). And this book will explain how some of them can do that to safely improve one’s retirementThere are literally 1,000s of annuities issued by over 100 insurance companies in the U.S. But not all annuity policies are great. Most, in my opinion, are not even good—short-selling the buyer of better benefits available elsewhere.In my 6th book about retirement income planning —I Didn’t Know Annuities Could Do That!— I wanted to continue educating people on how some annuities, when used properly, can truly transform and improve their retirement in multiple ways.My financial planning practice and this book are centered on these firm beliefs: 1) People should not pay a dime more in taxes than the law requires 2) Nor should they take an ounce more risk than necessary to reach their financial goals.Annuities meet both mantras well and often play a role in my personal client’s retirement plan.What you don't know could spoil your retirement. Are you ready to learn new strategies to thrive in retirement?
✔ Author(s): Mark J. Orr CFP
✔ Title: I Didn’t Know Annuities Could Do That!: Worry-Free Strategies to Thrive in Retirement
✔ Rating : 4.5 out of 5 base on (49 reviews)
✔ ISBN-10: B0BLR6W5LQ
✔ ISBN-13: 978B0BLR6W5L1
✔ Language: English
✔ Format ebook: PDF, EPUB, Kindle, Audio, HTML and MOBI
✔ Device compatibles: Android, iOS, PC and Amazon Kindle
Readers' opinions about I Didn’t Know Annuities Could Do That! by Mark J. Orr CFP
Lucy Garraway
I'm still in awe of the intricate plot and the way everything seamlessly came together. The twists kept me guessing until the very end. It's one of those rare books that leave a lasting impact.
Virginia Savage
The rich historical context of the book added a layer of depth that I found fascinating. It was like stepping back in time and experiencing history firsthand.
Rosa Bax
The plot was incredibly well-crafted, with twists and turns that kept me hooked until the very last page. It was impossible to predict what would happen next.
